Bulletproof Handyman

What Can a Handyman Do Without a License in Bellevue, King County, Washington?

In Washington, handymen can work on projects under $500 (including labor and materials) without state contractor registration, or register as a specialty 'Handyman' contractor for jobs up to $2,000 that don't require permits. However, any work involving electrical, plumbing, or HVAC requires separate trade licenses. All contractors must obtain a Washington State Business License (UBI), register with the City of Bellevue ($119 one-time fee), and carry bonding and liability insurance. Registered contractors pay a $141.10 state registration fee valid for two years.

The magic number in WA: $500. Jobs under $500 (labor + materials combined) don't require a contractor license — you can take those as a handyman. Jobs at or above $500 require a contractor license. Know your number, know your limit.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Bellevue

Based on the WA threshold, handymen in Bellevue commonly take on:

⚠️ What Requires a License

What to Tell Clients About Your Scope of Work

In WA, you can take jobs under $500 (labor + materials) without a contractor license. When a client asks, be straightforward: for jobs under this threshold, you're operating legally as a handyman. For larger projects, refer them to a licensed contractor or get licensed before bidding that work.

Business License — Bellevue

Required. City of Bellevue Business License

Setting Up Your Business in WA

To get paid professionally and protect yourself, register your business. LLC filing fee in WA: $200 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Bellevue

  1. Step 1: Determine your business structure (sole proprietorship, LLC, or corporation). LLC formation costs $200 with Washington Secretary of State.
  2. Step 2: Obtain a Washington State Business License (UBI) from the Department of Revenue. Fee approximately $90. This must be done before contractor registration.
  3. Step 3: Decide whether to register as a Handyman specialty contractor ($141.10 fee, $15,000 bond, limited to $2,000 per job) or General Contractor ($141.10 fee, $30,000 bond, broader scope). Apply with L&I at lni.wa.gov.
  4. Step 4: Obtain a City of Bellevue Business License ($119 one-time fee) through FileLocal portal at filelocal-wa.gov.
  5. Step 5: Secure liability insurance (minimum $300,000-$500,000 for handymen; $1-2 million for general contractors) and obtain surety bond ($15,000 or $30,000 depending on registration type).
  6. Step 6: If performing electrical, plumbing, or HVAC work, obtain separate trade licenses or hire licensed subcontractors.
  7. Step 7: Verify all requirements with L&I at (360) 902-5800 and Bellevue Tax Division at (425) 452-6851 before starting work.
  8. Step 8: Obtain building permits from Bellevue Development Services for any work requiring permits (water heater installation, structural work, etc.).

Licensing rules and fees change over time, so this information may be out of date. Verify all requirements with your local licensing authority before making business decisions.