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Handyman License Requirements in Ramsey, MN

By , Founder of Bulletproof Handyman · Minnesota rules checked November 2, 2026 · Ramsey local rules checked November 2, 2026

Ramsey, MN is a city in Anoka County. Contractors pulling permits in Ramsey need the City of Ramsey Contractor License: $50/yr (expires Dec 31), liability insurance $100k/$300k/$100k, workers' comp certificate, filed with the Building/Permits Dept, 7550 Sunwood Dr NW, 763-433-9850, permits@cityoframsey.com.

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Ramsey requirements

Ramsey, MN is a city in Anoka County. Contractors pulling permits in Ramsey need the City of Ramsey Contractor License: $50/yr (expires Dec 31), liability insurance $100k/$300k/$100k, workers' comp certificate, filed with the Building/Permits Dept, 7550 Sunwood Dr NW, 763-433-9850, permits@cityoframsey.com.

Source link: cityoframseymn.gov · ci.ramsey.mn.us · ci.ramsey.mn.us · checked November 2, 2026

County business license

Our check could not confirm this from an official page, so we don't state it. Ask the city or county office.

Local contractor or handyman license

Required

  • Name: City of Ramsey Contractor License (annual, calendar year)
  • Trigger: Required before any permit or inspection is issued; $50/yr; liability insurance $100k/$300k/$100k PD; workers' comp cert; MN Revenue/DLI forms (Minn. Stat. 270C.72 & 176.182)
"$50 license fee. This license will expire on December 31, 2026. No permits or inspections will be issued until your license is current. ... pursuant to all the laws of the City of Ramsey, Anoka County"

Source: cityoframseymn.gov · checked November 2, 2026

The Minnesota rule

Regulator: Minnesota Department of Labor and Industry (DLI), Construction Codes and Licensing Division (residential contractor licensing; also electrical and plumbing licensing). Subcontractors/commercial contractors register through DLI's Construction Contractor Registration Program.

$15,000 a year
Minnesota earnings figure

Minn. Stat. 326B.805 subd. 6(5): license not required for 'a person whose total gross annual receipts for performing specialty skills for which licensure would be required under this section do not exceed $15,000' (statute = at or below $15,000; DLI webpage says 'less than $15,000'). Must obtain a Certificate of Exemption from DLI by affidavit; if receipts exceed $15,000 in any calendar year, must immediately surrender the certificate and apply for a license. Separate exemption: specialty contractors providing only one special skill (except roofing).

What counts toward it: other: total gross ANNUAL receipts from residential contracting/remodeling (not per job), not reduced by cost of goods, expenses or losses (i.e., labor + materials, annual).

"(5) a person whose total gross annual receipts for performing specialty skills for which licensure would be required under this section do not exceed $15,000;"

Source: revisor.mn.gov · dli.mn.gov · checked November 2, 2026

State registration

Full license: base fee $180 plus Contractor Recovery Fund fee ($320 if gross annual receipts under $1M; $420 for $1-5M; $520 over $5M). Qualifying person must pass exam; 14 hours CE per 2-year renewal. Subcontractors not contracting with owners must register via Construction Contractor Registration Program.

Source: dli.mn.gov · checked November 2, 2026

Insurance and bond

Licensees: public liability insurance minimum $100,000 per occurrence, $300,000 aggregate, and $25,000 property damage; plus proof of workers' compensation compliance. Contractor Recovery Fund fee instead.

Source: dli.mn.gov · checked November 2, 2026

Forming an LLC in Minnesota

State filing fee: $135.

Source: revisor.mn.gov · checked November 2, 2026

What to do, in order

  1. Read the Minnesota rule and confirm with Minnesota Department of Labor and Industry (DLI), Construction Codes and Licensing Division (residential contractor licensing; also electrical and plumbing licensing). Subcontractors/commercial contractors register through DLI's Construction Contractor Registration Program..
  2. Line up the Ramsey items listed on this page.
  3. Get your insurance and rate in place before the first paid job.

Nearby places

Rules change. This page shows what official sources said on the dates above. It is not legal advice.