How can a handyman avoid insurance gaps when taking new types of work?

Q: How can a handyman avoid insurance gaps when taking new types of work?

Direct answer: Avoid coverage surprises by confirming whether a job type is excluded before you quote it. Practical steps Ask your agent: Confirm the exact job type and any endorsements required. Check exclusions: Read the exclusions list—not just the coverage headline. Document the answer: Save the email confirmation with your business docs. Next step: Before offering a new service, get written confirmation that it's covered.

Question

Accepted Answer

Direct answer: Avoid coverage surprises by confirming whether a job type is excluded before you quote it.

Practical steps

Ask your agent: Confirm the exact job type and any endorsements required.
Check exclusions: Read the exclusions list—not just the coverage headline.
Document the answer: Save the email confirmation with your business docs.

Next step: Before offering a new service, get written confirmation that it's covered.