Bulletproof Handyman

What Can a Handyman Do Without a License in Westchester in Westchester County, New York?

In New York, contractor licensing is largely handled at the local (city/town/village) level rather than by a single statewide “general contractor” license. In Westchester County, most home-improvement-type work requires a local Home Improvement Contractor (HIC) license/registration in the specific municipality where you work (and often separate building permits), while electrical and plumbing work is typically restricted to locally licensed electricians/plumbers. There is no single statewide “handyman exemption” dollar threshold in New York; instead, each municipality sets what requires an HIC license and what minor work is exempt.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Westchester

Based on the NY threshold, handymen in Westchester commonly take on:

⚠️ What Requires a License

Business License — Westchester

Required. Home Improvement Contractor (HIC) license/registration (issued by the city/town/village where you work)

Setting Up Your Business in NY

To get paid professionally and protect yourself, register your business. LLC filing fee in NY: $200 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Westchester

  1. Step 1: Pick your target municipalities in Westchester (e.g., Yonkers, White Plains, New Rochelle) and confirm their Home Improvement Contractor licensing requirements with the municipal Clerk/Building Department.
  2. Step 2: Form your business entity (LLC recommended) with NYDOS and calendar the $9 biennial statement.
  3. Step 3: Obtain General Liability insurance (often $1M) and Workers’ Comp (or file CE-200 exemption if eligible) to meet local HIC requirements.
  4. Step 4: Decide what scopes you will NOT do (electrical/plumbing/HVAC) unless you hire properly licensed subs; build that into your estimates and contracts.
  5. Step 5: For each job address, confirm permit requirements with the local Building Department before starting work.

Licensing rules and fees change over time, so this information may be out of date. Verify all requirements with your local licensing authority before making business decisions.