Bulletproof Handyman

What Can a Handyman Do Without a License in Troy, Michigan?

Handymen in Troy, Michigan can work on projects under $600 (including labor and materials) without a state contractor license, thanks to Michigan's handyman exemption. For projects $600 and above, you'll need either a Michigan Residential Builder License or Maintenance & Alteration Contractor License from LARA. Trade work (electrical, plumbing, HVAC) always requires a separate state trade license regardless of project value. Troy requires building permits for construction work but does not impose an additional city contractor license on top of LARA credentials.

The magic number in MI: $600. Jobs under $600 (labor + materials combined) don't require a contractor license — you can take those as a handyman. Jobs at or above $600 require a contractor license. Know your number, know your limit.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Troy

Based on the MI threshold, handymen in Troy commonly take on:

⚠️ What Requires a License

What to Tell Clients About Your Scope of Work

In MI, you can take jobs under $600 (labor + materials) without a contractor license. When a client asks, be straightforward: for jobs under this threshold, you're operating legally as a handyman. For larger projects, refer them to a licensed contractor or get licensed before bidding that work.

Business License — Troy

Not required at the city level.

Setting Up Your Business in MI

To get paid professionally and protect yourself, register your business. LLC filing fee in MI: $50 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Troy

  1. Step 1: Determine your business structure. Most handymen form an LLC for liability protection. File Articles of Organization with Michigan Secretary of State ($50 fee). Website: https://www.michigan.gov/sos
  2. Step 2: Register with Michigan Department of Treasury for tax purposes (Form 518). This is FREE and required for all Michigan businesses. Website: https://www.michigan.gov/taxes
  3. Step 3: If operating under a DBA (assumed name), file with Oakland County Clerk. Phone: (248) 858-0581 | Website: https://www.oakgov.com
  4. Step 4: Determine if you need a state contractor license. If your projects will exceed $600 in value, enroll in a LARA-approved 60-hour pre-license education course ($199–$229). Providers: PDH Academy, Builders License Training Institute.
  5. Step 5: After completing pre-license education, apply for either a Residential Builder License or M&A Contractor License through LARA ($195 application fee). Schedule and pass the state exam ($70–$117 depending on license type).
  6. Step 6: Obtain general liability insurance. Recommended coverage: $1 million per occurrence / $2 million aggregate. Cost: $300–$600/year.
  7. Step 7: Contact Troy Building Department at (248) 524-3300 to understand Troy's building permit requirements and fees for your specific type of work.
  8. Step 8: If performing any electrical, plumbing, HVAC, or gas work, obtain the corresponding Michigan state trade license BEFORE starting work. Contact LARA at (517) 241-9316 for trade license requirements.
  9. Step 9: Verify zoning compliance with Troy Community Development Department if operating from a home address. Phone: (248) 524-3300
  10. Step 10: Obtain all required permits from Troy Building Department before starting each project. Do not begin work without permits.

Licensing rules and fees change over time, so this information may be out of date. Verify all requirements with your local licensing authority before making business decisions.