Bulletproof Handyman

What Can a Handyman Do Without a License in Florence, South Carolina?

Handymen and small contractors in Florence, South Carolina must navigate a dual-board licensing system. Work under $5,000 on residential projects and under $10,000 on commercial projects may be exempt from state contractor licensing, but electrical, plumbing, and HVAC work always require state specialty licenses regardless of cost. All contractors doing business in Florence must obtain a city business license (based on gross receipts) and comply with state licensing requirements before applying for city permits.

The magic number in SC: $5,000. Jobs under $5,000 (labor + materials combined) don't require a contractor license — you can take those as a handyman. Jobs at or above $5,000 require a contractor license. Know your number, know your limit.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Florence

Based on the SC threshold, handymen in Florence commonly take on:

⚠️ What Requires a License

What to Tell Clients About Your Scope of Work

In SC, you can take jobs under $5,000 (labor + materials) without a contractor license. When a client asks, be straightforward: for jobs under this threshold, you're operating legally as a handyman. For larger projects, refer them to a licensed contractor or get licensed before bidding that work.

Business License — Florence

Required. City of Florence Occupational Business License

Setting Up Your Business in SC

To get paid professionally and protect yourself, register your business. LLC filing fee in SC: $125 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Florence

  1. Step 1: Determine your business structure (LLC recommended for liability protection). File Articles of Organization with SC Secretary of State ($125 online filing fee). Obtain EIN from IRS if hiring employees.
  2. Step 2: Determine which state licenses you need based on the type of work you plan to perform. If doing residential work over $5,000 or any specialty trade work, apply for the appropriate RBC license(s). If doing commercial work over $10,000, apply for CLB license. Contact RBC at (803) 896-4696 or CLB at (803) 896-4686.
  3. Step 3: Pass required PSI exams for your license type(s). Study materials and exam scheduling available through PSI and Carolinas AGC (CAGC).
  4. Step 4: Obtain surety bond ($10,000-$15,000 depending on license type). Contact bonding companies for quotes.
  5. Step 5: Register with SC Department of Revenue for a Retail License (sales tax permit) if you will be selling materials.
  6. Step 6: Obtain general liability insurance (strongly recommended; often required by clients and cities).
  7. Step 7: Contact City of Florence Planning Department at (843) 665-2047 to obtain a Zoning Certificate of Compliance and schedule Fire Marshal inspection.
  8. Step 8: Apply for City of Florence Business License at (843) 665-3173. Provide proof of state licenses, zoning compliance, fire inspection, and insurance.
  9. Step 9: For work in unincorporated Florence County, contact Florence County Planning & Development at (843) 665-3031 for permit requirements.
  10. Step 10: If working on Shaw Air Force Base or other federal property, register in SAM.gov (free) and contact the base contracting office for access and compliance requirements.

Licensing rules and fees change over time, so this information may be out of date. Verify all requirements with your local licensing authority before making business decisions.