What insurance requirements should a handyman have?

Q: What insurance requirements should a handyman have?

Direct answer: Carry general liability, match client requirements, and keep COIs ready to send. Practical steps Start with liability: General liability is the baseline most clients expect. Match requirements: Some PMs/commercial clients require higher limits. Keep proof ready: Store and send your COI instantly with estimates. Next step: Save your COI on your phone and attach it to your next estimate email.

Question

Accepted Answer

Direct answer: Carry general liability, match client requirements, and keep COIs ready to send.

Practical steps

Start with liability: General liability is the baseline most clients expect.
Match requirements: Some PMs/commercial clients require higher limits.
Keep proof ready: Store and send your COI instantly with estimates.

Next step: Save your COI on your phone and attach it to your next estimate email.