When should a handyman decline work due to safety or liability risk?

Direct answer: Avoid liability by refusing to work on systems you are not trained or insured to handle.

Practical steps

• Know exclusions: Insurance and licensing limits.
• Recognize danger: Structural, gas, high-voltage issues.
• Decline professionally: Explain risk, not fear.

Next step: Write a short 'safety-based refusal' script you can reuse.