Bulletproof Handyman

What Can a Handyman Do Without a License in Georgetown, Massachusetts?

In Massachusetts, most paid residential repair/renovation work for 1–4 unit owner-occupied homes requires a state Home Improvement Contractor (HIC) Registration unless a narrow exemption applies (e.g., work under a small-dollar threshold and certain specialty/regulated trades). Even if you are exempt from HIC, you still must follow local building permit rules and you cannot perform regulated trades (electrical, plumbing/gasfitting, refrigeration) without the proper state trade license.

The magic number in MA: $500. Jobs under $500 (labor + materials combined) don't require a contractor license — you can take those as a handyman. Jobs at or above $500 require a contractor license. Know your number, know your limit.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Georgetown

Based on the MA threshold, handymen in Georgetown commonly take on:

⚠️ What Requires a License

What to Tell Clients About Your Scope of Work

In MA, you can take jobs under $500 (labor + materials) without a contractor license. When a client asks, be straightforward: for jobs under this threshold, you're operating legally as a handyman. For larger projects, refer them to a licensed contractor or get licensed before bidding that work.

Business License — Georgetown

Required. Georgetown Business Certificate (DBA / Assumed Name) – if operating under a trade name; plus local building permit registration as contractor for permitting

Setting Up Your Business in MA

To get paid professionally and protect yourself, register your business. LLC filing fee in MA: $500 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Georgetown

  1. Step 1: Choose your business structure and file your MA LLC (if desired) with the Secretary of the Commonwealth ($500 filing).
  2. Step 2: If using a trade name (anything other than your exact legal name), file a Georgetown Business Certificate (DBA) with the Town Clerk (fee varies; renew every 4 years).
  3. Step 3: Get MA HIC Registration if you will take $500+ residential home improvement jobs; confirm the current total cost (registration + any guaranty fund assessment) on Mass.gov.
  4. Step 4: If you will pull building permits/supervise permitted work, obtain/maintain the appropriate CSL (and keep it active/renewed).
  5. Step 5: Carry general liability insurance and (if applicable) workers’ compensation; keep COIs ready for customers and permitting.
  6. Step 6: For any electrical/plumbing/gas/HVAC scope, partner with (or subcontract to) properly licensed MA trades and ensure permits/inspections are handled correctly.

Licensing rules and fees change over time, so this information may be out of date. Verify all requirements with your local licensing authority before making business decisions.