Bulletproof Handyman

What Can a Handyman Do Without a License in Georgetown, Massachusetts?

In Massachusetts, most paid residential repair/renovation work for 1–4 unit owner-occupied homes requires a state Home Improvement Contractor (HIC) Registration unless a narrow exemption applies (e.g., work under a small-dollar threshold and certain specialty/regulated trades). Even if you are exempt from HIC, you still must follow local building permit rules and you cannot perform regulated trades (electrical, plumbing/gasfitting, refrigeration) without the proper state trade license.

The magic number in MA: $500. Jobs under $500 (labor + materials combined) don't require a contractor license — you can take those as a handyman. Jobs at or above $500 require a contractor license. Know your number, know your limit.

✅ What You Can Do Without a License

Common Jobs Handymen Take in Georgetown

Based on the MA threshold, handymen in Georgetown commonly take on:

⚠️ What Requires a License

What to Tell Clients About Your Scope of Work

In MA, you can take jobs under $500 (labor + materials) without a contractor license. When a client asks, be straightforward: for jobs under this threshold, you're operating legally as a handyman. For larger projects, refer them to a licensed contractor or get licensed before bidding that work.

Business License — Georgetown

Required. Georgetown Business Certificate (DBA / Assumed Name) – if operating under a trade name; plus local building permit registration as contractor for permitting

Setting Up Your Business in MA

To get paid professionally and protect yourself, register your business. LLC filing fee in MA: $500 (one-time). You'll also need a free EIN from the IRS and a business checking account.

Your Next Steps to Operating Legally in Georgetown

  1. Step 1: Choose your business structure and file your MA LLC (if desired) with the Secretary of the Commonwealth ($500 filing).
  2. Step 2: If using a trade name (anything other than your exact legal name), file a Georgetown Business Certificate (DBA) with the Town Clerk (fee varies; renew every 4 years).
  3. Step 3: Get MA HIC Registration if you will take $500+ residential home improvement jobs; confirm the current total cost (registration + any guaranty fund assessment) on Mass.gov.
  4. Step 4: If you will pull building permits/supervise permitted work, obtain/maintain the appropriate CSL (and keep it active/renewed).
  5. Step 5: Carry general liability insurance and (if applicable) workers’ compensation; keep COIs ready for customers and permitting.
  6. Step 6: For any electrical/plumbing/gas/HVAC scope, partner with (or subcontract to) properly licensed MA trades and ensure permits/inspections are handled correctly.

Research generated by AI. Verify all requirements with your local licensing authority before making business decisions.